Personal CDs
Certificates of Deposit (CDs) are one of the most popular savings vehicles for many individuals. They offer flexible terms, which means you can decide for how long you want to invest your money. And savings are insured up to certain limits by the Federal Deposit Insurance Corporation (FDIC).
Click here to see a comparison chart of the Certificates of Deposit that we offer.
Fixed Rate CD — Flexible terms, fixed return
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Fixed Rate CD
You’ll receive a guaranteed fixed interest rate for the term of the CD, ranging from three months to five years. This provides you with a degree of certainty when it comes to your investment return.
- Minimum deposit amount is $1,000.00.
- Wide variety of terms.
- Account offers a guaranteed fixed rate for the term of the CD.
- Interest compounds quarterly.
- Interest can be credited to the CD or to a FNCB checking or savings account.
- The certificate is automatically renewable.
- An FNCB CD can be used as collateral on an FNCB loan.
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Add On CD — Increase CD deposits
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Add On CD
This CD allows you to make additional deposits to your Fixed Rate CD as it grows. The additional minimum deposit is just $50, and additional deposits receive a guaranteed fixed rate for the term of the CD.
- Twelve month term with a minimum deposit of $500.00.
- Additional deposits must be a minimum of $50.00.
- Account offers a guaranteed fixed rate for the term of the CD.
- Interest compounds quarterly.
- Interest disposition is a quarterly credit to the CD.
- The certificate is automatically renewable.
- An FNCB CD can be used as collateral on an FNCB loan.
- Click Here for Disclosure information
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