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Business Savings Accounts and CDs From FNCB
Many companies want to maximize the return on their excess business cash. FNCB can help you accomplish this with our business savings accounts and certificates of deposit (CDs). These investment vehicles enable you to earn competitive rates of return on excess business funds while still maintaining the liquidity you need for daily working capital expenses.
Money invested in FNCB business savings accounts and CDs is insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. Click the links below to learn more about the business savings account and CD options available from FNCB:
Click here to see a comparison chart of the Business Savings Accounts that we offer.
Click here to see a comparison chart of the Business Certificate of Deposits that we offer.
Optimum Statement Savings Account
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Optimum Statement Savings Account
This account pays a competitive interest rate according to a tiered variable rate schedule: The higher your balance, the more interest you’ll earn.
- No minimum balance to open the account.
- Tiered Variable Interest Rate.
- Account earns interest with a balance of $0.01 and over.
- Easy access through an ATM.
- Combined statements are available.
- Click Here for Disclosure information
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Performance Statement Savings Accounts
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Performance Statement Savings Accounts
This account is designed for businesses that maintain higher balances. Interest is paid on account balances of $10,000 or more. It works together with an FNCB Performance Checking Account to provide maximum financial control and flexibility.
- No minimum balance to open the account.
- Interest rate based on account balance.
- Account earns interest with a balance of $10,000.00 or more.
- Unlimited deposits including transfers into the account.
- Easy access through an ATM.
- Combined statements are available.
- Click Here for Disclosure information
- compare
Fixed Rate CD
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Fixed Rate CD
Your business will receive a guaranteed fixed interest rate on savings for the term of this CD, which ranges from three months to five years. This provides you with a degree of certainty with regard to the return on your investment.
- Minimum deposit amount is $1,000.00.
- Wide variety of terms.
- Account offers a guaranteed fixed rate for the term of the CD.
- Interest compounds quarterly.
- Interest can be credited to the CD or to a FNCB checking or savings account or paid by check.
- The certificate is automatically renewable.
- Click Here for Disclosure information
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Add On CD
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Add On CD
With this option, you can make additional deposits to your Fixed Rate CD as it grows. The term of the CD is 12 months, and additional deposits receive a guaranteed fixed rate for the term of the CD.
- Twelve month term with a minimum deposit of $500.00.
- Additional deposits must be a minimum of $50.00.
- Account offers a guaranteed fixed rate for the term of the CD.
- Interest compounds quarterly.
- Interest disposition is a quarterly credit to the CD.
- The certificate is automatically renewable.
- Click Here for Disclosure information
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