Personal Savings Accounts Comparison Chart
Use the chart below to compare the different personal savings accounts offered by FNCB side by side. This will help you decide which one is the best fit for you:
| Type of Account | Minimum to Open | Monthly Service Fees | Interest | Why Choose This Account |
|---|---|---|---|---|
| Optimum Statement Savings | $0 | None | Yes, tiered rate structure. | Tiered savings account with a premium interest rate that grows with your balance. |
| Performance Statement Savings | $0 | $2 if balance falls below $200 any day of the month | Yes, tiered rate structure on balance of $10,000 or more. | Maximize your earning potential by earning a higher rate on larger account balances. This is a relationship account, therefore an active Performance checking account is required. |
| Youth Savings Statement or Passbook (under 21) | $10 | None | Compounded monthly. Minimum collected balance of $0.01 each day to earn interest. | Teach your child to save. |
| Passbook Savings | $0 | $2 if balance falls below $200 any day of the month | Yes | This savings account will help you reach your goals a little at a time. |
| Holiday/Vacation Clubs | $5 | None | Yes | This savings account will help you save for your holiday expenses or your dream vacation. |
