Personal Checking Accounts Comparison Chart
Use the chart below to compare the different checking accounts offered by FNCB side by side. This will help you decide which one is the best fit for you:
| Type of Account | Minimum to Open | Monthly Service Fees | Interest | Why Choose This Account |
|---|---|---|---|---|
| Simply Cashback | $100 | None | No | Earn 1% cash back on your FNCB Debit/Check Card purchases up to $500.00 and nationwide ATM fee refunds up to $15. |
| Maximum Earnings (ME Account) | $100 | None | Yes - Competitive interest rate on account balance up to and including $25,000. | Checking account access with a competitive interest rate and nationwide ATM fee refunds up to $15. |
| Senior Account (for +55) | $0 | None | Yes | Interest bearing account with no monthly fees. |
| Simply Free Checking | $0 | None | No | No monthly service fees and no minimum balance requirements |
| NOW | $0 | $10 - No charge if a daily balance of $1,500 is maintained. | Yes | Unlimited check writing and the account pays interest. |
| Workplace Banking Account | $0 | None | Yes | With the direct deposit of your paycheck, this account will earn interest with no monthly fees. |
| Optimum Money Market Account | $0 | $10.00 if balance falls below $2,500.00 any day of the statement cycle. | Yes, tiered rate structure. | Earns interest with higher returns on higher balances. |
| Performance Money Market | $0 | No charge with a $10,000 balance. $15 if balance falls below $10,000 any day of the statement cycle. $20 if the required Performance Checking balance becomes negative or is closed. | Yes, tiered rate structure on balance of $10,000 or more. | Earns interest with higher returns on higher balances. |
