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Business Checking Accounts Comparison Chart
Use the chart below to compare the different business checking accounts offered by FNCB side by side. This will help you decide which one is the best fit for you:
| Type of Account | Monthly Service Fees | Interest | Why Choose This Account |
|---|---|---|---|
| Small Business Checking | A $.35/item charge will be assessed on any item above a combined amount of 500 checks deposited/paid or ACH debits/credits per statement cycle. | No | Free Small Business FNCB Online and Bill Payment. FNCB Business Debit Card available. |
| Simply Small Business Package | N/A | No | N/A |
| Simply Small Business Package Plus | N/A | No | N/A |
| Business Checking | Fees can be offset by Account Earnings Credit. Monthly maintenance fee of $10 $ .15 for each check deposited during statement cycle $ .18 for each check paid during statement cycle $ .25 for each deposit ticket processed during statement cycle $ .10 for each ACH transaction processed during statement cycle |
No | FNCB Business Online and FNCB Business Debit Card are available. |
| NOW | $10 No charge if a daily balance of $1,500 is maintained. |
Yes | Unlimited check writing and the account pays interest. Not all business entities are eligible for this account. Check with one of our branch offices for eligibility requirements. |
| Optimum Money Market | $10.00 if balance falls below $2,500.00 any day of the statement cycle. | Yes, tiered rate structure | Earns interest with higher returns on higher balances. |
| IOLTA | No monthly service charge if a daily ledger balance of $1,500 is maintained. If balance falls below $1,500, then a $10 monthly fee will apply. | Yes | N/A |
